Branded program seller

1st Capital Financial

1st Capital Financial

Preventative Care Management Program (PCMP); WIMPER

Company update pending

Public-source research. No direct company review is recorded; this status does not imply outreach. Marketing statements remain company claims.

Service experiences

Ratings describe first-hand service experience. They do not assess plan compliance or guarantee outcomes.

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“Relationship verified” means supporting evidence of the reviewer’s relationship was checked. It does not verify every statement. Reviews belong to this company and are not transferred to its providers or resellers.

Program at a glance

Information below reflects the cited public materials. Blank fees mean no public price was located. Source review dates appear below.

Program type

Sections 106 wellness, 105 SIMRP and 125 cafeteria plan.

Published fees

Benefits

Preventive, virtual, mental-health and family care; package-dependent.

Optional benefits

Accident, critical illness/cancer, hospital, life and MEC options.

Target employer

At least five W-2 employees, excluding owners.

Eligibility

30+ hours/week OR $26,240+ annual salary; qualified coverage or offered MEC.

Advertised employer savings

Up to $900 FICA/employee and 30% workers-comp savings; under-20 tier up to $650/18%. Period/net basis unspecified.

Employee paycheck

Unchanged or up to $50 higher; period unspecified.

Payroll

Pretax payroll deductions.

Reimbursement

Post-tax payroll reimbursements; amounts/substantiation undisclosed.

Coverage relationship

Supplements qualified coverage.

Sources & evidence

page reviewed — public marketing; operations/enrollment not tested

1st Capital Financial

2026-10-31

Public employer/program sales invitation reviewed 2026-10-31. | Up to $900 FICA/employee and 30% workers-comp savings; under-20 tier up to $650/18%. Period/net basis unspecified.