IRS Updates
HSA eligibility and reimbursement are different questions. Read what Notice 2026-5 says about DPC fees, employer funding, pretax payroll, and the documents to examine.
INDEPENDENT SIMERP EDUCATION / FREE TO EXPLORE
A smarter way to examine SIMERP programs.
Independent education, real working tools, and source-linked industry intelligence for business owners and the professionals who advise them. Understand the structure, evidence, and responsibilities behind the presentation.
Open the complete workbook online without registration. The optional waitlist is for membership and learning updates.
THE PROFESSIONAL ROADMAP / EDITION 01
A real resource you can open today.
No paywall. No signup.
84-PAGE FIELD GUIDE
20 PRACTICAL LESSONS
12 WORKSHEETS
FREE, NO REGISTRATION
THE SIMERPU RESEARCH LIBRARY
Understand the claims behind SIMERP.
Explore 139 government documents, professional analyses and industry publications on SIMERP, WIMPER, PCMP and payroll-tax wellness programs.
Start with a concise recap, SIMERPU’s viewpoint and Mardy Gould’s take. Follow related sources to explore another perspective, then read the original article or PDF.
With Mardy Gould · Co-Founder, SIMERPU →
A clearer way to explore the evidence
01 · Get the recap
Understand what the source discusses, when it was published and what material was available.
02 · Consider the perspective
Read SIMERPU’s interpretation and Mardy’s practical takeaway, with the source’s own position clearly identified.
03 · Keep exploring
Compare related sources, build your understanding and follow the link to the original work.
125
Recaps from retrieved text
4
Recaps from partial material
10
Discovery records; text unavailable
Supportive, critical, neutral and promotional sources are labeled. Records with unavailable text are clearly marked as discovery records.
CHOOSE YOUR STARTING POINT
Different roles. One higher standard.
Start where you are. The questions an employer needs answered are different from the questions an agent, adviser, or agency owner needs to ask.
01 / FOR EMPLOYERS
BUSINESS OWNERS & EMPLOYERS
Understand the proposal, test savings assumptions, and identify who is responsible before making a decision.
02 / FOR PROFESSIONALS
AGENTS, BROKERS & AFFILIATES
Prepare informed conversations and learn when to involve qualified specialists.
03 / FOR TEAMS
ADVISERS & AGENCY LEADERS
Review source-based analysis and build more consistent professional learning across your team.
START HERE
Stay informed about SIMERPU’s launch.
The complete Roadmap is available now without registration. Join the optional free waitlist for learning and membership launch news. Free membership is planned to open November 15, 2026. No payment is collected.
A real worksheet you can use today.
Choose one opportunity. Organize what you know and identify the next question you need answered.
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Join the Free Waitlist →
Free registration is not a membership purchase. Your Roadmap access remains free whether or not you join the waitlist.
Start with the roadmap. Continue with SIMERPU.
SIMERPU is an independent educational platform—not a program provider or an approval service. The roadmap is a permanent free starting point. Continue into practical learning, an earned certification pathway, original industry analysis, evidence-led reviews, and a professional community.
LEARNING & CERTIFICATION
Education with requirements—not shortcuts.
The curriculum and standard educational certification pathway are planned launch offerings. The standard pathway remains included in Free membership. Membership or reading the roadmap does not award certification.
REVIEWS & PROFESSIONAL QUESTIONS
Read the evidence. Examine the claim.
Review methodology is public. Platform reviews and employer experiences will appear only after editorial approval; none are published yet. Directory and public verification tools are in development.
COMMUNITY & CONVERSATIONS
Keep learning with people doing the work.
Free membership is planned to open November 15, 2026. Community activities and the podcast are being prepared. Forums, guest episodes, event bookings and private accounts are not yet operational.
A FREE FOUNDATION
Start free. Choose support when it fits.
The permanent roadmap and standard certification pathway remain visible in Free. Paid tiers are optional planned launch offerings—not requirements for this resource. No payment is collected through the waitlist.
Read the source. Examine the claim. Ask the next question.
Read original SIMERPU analysis in Insights & Reports. IRS Updates, Article Reviews, Virtual Care Reviews, and Employer Experiences remain separate collections; new material will appear as it is approved.
THE PEOPLE BEHIND SIMERPU
Mardy Gould
Co-Founder, SIMERPU
Mardy Gould is Co-Founder of SIMERPU. He writes about SIMERP arrangements, employer questions, industry developments, and the practical work behind employee benefits. His focus is helping professionals understand what they represent, examine the evidence, and own the follow-through.
Choose one opportunity. Ask the next useful question.
You don’t need every answer before you begin. Use the Professional Roadmap to understand your role, prepare the conversation, and decide what needs to happen next.
SIMERP
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Understand the details. Lead with confidence.
© 2026 SIMERPU.