SIMERPU RESEARCH · SOURCE RECAP
5 Facts About "Double Dip" That Change Everything
SIMERPU recap and commentary: Mardy Gould
Opened — main text retrieved
Quick recap
Private advocacy page argues that dual-premium designs with after-tax wellness funding differ from single-policy pre-tax double-dip structures. Promotes a related compliance publication.
SIMERPU’s viewpoint
This private advocacy page makes a particular argument about dual-premium structures and after-tax funding. SIMERPU would follow its citations to the underlying authorities and evaluate the stated distinctions. The site’s branding should remain clearly separated from the IRS itself.
What this source contributes
The page articulates a specific dual-premium argument that can be compared with the authorities it invokes.
What remains unanswered
The private site’s claims require verification against the cited documents and actual product terms; its branding is not agency authorship.
Mardy Gould’s take
I would follow every significant citation back to its source. A provider should be able to explain the distinction without depending on a website’s name to create confidence. The useful conversation is about who funds each component, what it pays and how the cited authority addresses those particular facts.
Questions I would bring to the conversation
1. Which authority supports each claimed distinction?
2. What does the original authority actually say?
3. Do the product’s funding and payment terms match the argument?
Mardy Gould · Co-Founder, SIMERPU →
What would change our assessment?
Accurate citations and verified component-level facts would improve the argument’s support; branding or repetition would not add authority.
Read the original source
The original author and publisher are credited below. Continue to their article, document or source page for the complete context.
Original Author: Not stated
Publisher: IRSDoubleDip.com (private website; not IRS)
Original Publication Date: Not stated
Read this alongside…
Each connection has a specific purpose. Compare the sources’ facts, positions and publication dates as you read.
CCA 201703013 — Tax Treatment of Benefits Paid by Fixed-Indemnity Health Plans
IRS Office of Chief Counsel
Source position: Neutral / explanatory
Compare the advocacy claims with the original funding scenarios.
Read the SIMERPU recap →
Revenue Ruling 2002-3 — Reimbursement of pre-tax health insurance premiums
IRS
Source position: Neutral / explanatory
Keep the historical premium-reimbursement issue in view.
Read the SIMERPU recap →
What Is a Double Dip? — Complete Definition and IRS History
IRSDoubleDip.com (private website; not IRS)
Source position: Supportive
Examine the same private site’s definition and history of double dipping.
Read the SIMERPU recap →
Keep learning with SIMERPU
Build your understanding with learning resources, the free Professional Roadmap and our approach to reviewing sources.
About this source
Original Updated Date: Not stated
Source Type: Vendor / adviser marketing or advocacy
Model Discussed: Dual-premium / after-tax wellness funding; §104(a)(3)
Position: Supportive
Period: Undated / current reference
Retrieved: October 31, 2026
Research and date notes
Private advocacy site linking to PTE Gold Book. Statements about IRS guidance are the source’s claims, not verified conclusions.
Each record identifies the material retrieved. SIMERPU’s viewpoint and Mardy Gould’s take are editorial commentary; the source-position label describes the original source’s stance. Read the original and its qualifications when evaluating a particular arrangement.
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