SIMERPU RESEARCH · SOURCE RECAP
SIMRP — Estimated Savings Calculator and FAQs
SIMERPU recap and commentary: Mardy Gould
Opened — main text retrieved
Quick recap
Markets SIMRP with an actuarially valued deduction and reimbursements for eligible services. Claims employer payroll and workers’ compensation savings without lower take-home pay.
SIMERPU’s viewpoint
A calculator can make a proposal easier to explore when its inputs and limitations are visible. SIMERPU would examine the role of the actuarial value, the eligible services and the assumptions behind payroll and workers’ compensation savings. The result should remain identifiable as an estimate until the employer’s facts are applied.
What this source contributes
The calculator offers a way to explore how assumptions affect an estimated financial result.
What remains unanswered
Its actuarial input, eligible services and separate savings categories need defined limits and employer-specific data.
Mardy Gould’s take
I would want every important calculator input visible. Explain what the actuarial value represents, which employees qualify and what fees reduce the result. Then show payroll and workers’ compensation estimates separately. A calculator is most helpful when an employer can understand why the number changes and what still needs confirmation.
Questions I would bring to the conversation
1. What does the actuarial input measure?
2. Which assumptions are fixed versus employer-specific?
3. How are fees and separate savings categories handled?
Mardy Gould · Co-Founder, SIMERPU →
What would change our assessment?
Verified inputs and a documented expense relationship could support or change the estimate; a calculator output alone would not establish treatment.
Read the original source
The original author and publisher are credited below. Continue to their article, document or source page for the complete context.
Original Author: SJ, Edwards, Inc.
Publisher: SJ, Edwards, Inc.
Original Publication Date: Not stated
Read this alongside…
Each connection has a specific purpose. Compare the sources’ facts, positions and publication dates as you read.
Savings Estimate, Preventive Care Management Solution Proposal
City of Chicago
Source position: Neutral / explanatory
Compare a calculator result with an employer-side financial analysis.
Read the SIMERPU recap →
26 CFR §1.105-2 — Amounts expended for medical care
eCFR / Office of the Federal Register
Source position: Neutral / explanatory
Examine the expense relationship behind the reimbursement claim.
Read the SIMERPU recap →
26 CFR § 1.105-11 - Self-insured medical reimbursement plan
Cornell Legal Information Institute (reproduction)
Source position: Neutral / explanatory
Review the general self-insured-plan framework.
Read the SIMERPU recap →
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About this source
Original Updated Date: Not stated
Source Type: Vendor / adviser marketing or advocacy
Model Discussed: §125 cafeteria plan + §105 medical reimbursement
Position: Promotional
Period: Undated / current reference
Retrieved: October 31, 2026
Each record identifies the material retrieved. SIMERPU’s viewpoint and Mardy Gould’s take are editorial commentary; the source-position label describes the original source’s stance. Read the original and its qualifications when evaluating a particular arrangement.
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