SIMERPU RESEARCH LIBRARY
Follow the evidence.
Explore the documents behind SIMERP, WIMPER, PCMP and payroll-tax wellness claims. Read a brief SIMERPU recap, then follow the link to the original article or PDF. Research editor: Mardy Gould.
Library editor: Mardy Gould · Co-Founder, SIMERPU
137
Unique source records
123
Main texts retrieved
14
Limited or unavailable
Research snapshot: October 31, 2026. Four records have partial text or an abstract; ten are unavailable discovery records. Historical means through 2022; recent means 2023–2026. These search terms do not describe identical plan structures.
Continue browsing these results, or return to the first page to change your search and filters.
S109
SIMERP | Self-Insured Medical Expense Reimbursement Plan
WOTC Plus
Discovery record only. Substantive source text was unavailable at retrieval; no content review is claimed.
Undated / current reference
Source position: Undetermined
Search-only — retrieval attempted; inaccessible
View discovery record →
Original date: Not verified
S110
SIMERP FAQ — Answers, in Plain English
Jason Bratin Group
FAQ describes pre-tax deductions, medical reimbursements and telehealth benefits. Presents payroll illustrations and claims FICA, FUTA and workers’ compensation savings; claimed approval is the vendor’s assertion.
Undated / current reference
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: Not stated
S111
What Is SIMERP?
SIMERP LLC
Vendor definition links the SIMERP label to SIMRP terminology and argues that documented care, actuarial valuation and plan documents support tax exclusions.
Undated / current reference
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: Not stated
S113
Tax Benefits of Employer-Sponsored Wellness Programs
HubEngage
Vendor overview discusses business deductions, pre-tax wellness benefits and payroll-tax savings. Offers examples and compliance claims while promoting employee-engagement tools.
Recent — 2023–2026
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: 2026-03-31
S114
How Colorado Employers Reduce Payroll Taxes via Wellness Programs
Pure Risk Advisors
Explains claimed employer payroll savings through qualified pre-tax wellness elections, with numerical examples and plan-document and nondiscrimination considerations.
Recent — 2023–2026
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: 2026-02-05
S115
The EHP Plan: When Tax Mitigation Meets Employee Wellness
Discovery record only. Substantive source text was unavailable at retrieval; no content review is claimed.
Undated / current reference
Source position: Undetermined
Search-only — retrieval attempted; inaccessible
View discovery record →
Original date: Not verified
S116
PCMP Advantage
PCMP Advantage
Markets payroll restructuring with claimed $665 annual employer savings per employee. Describes tax-free reimbursements restoring net pay and a wellness-benefit package.
Undated / current reference
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: Not stated
S117
5 Steps to Start a Preventative Care Management Program
Pure Risk Advisors
Operational care-management article includes a claimed $620 annual FICA saving per eligible employee and discusses reimbursement and billing. Retained for its explicit financial linkage.
Recent — 2023–2026
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: 2026-04-16
S118
Preventative Care Management Program — The TE Group
The Tax-Efficient Group
Markets wellness and supplemental benefits, claimed $650 net payroll-tax savings and unchanged employee net cost. Describes a §125/SIMERP structure and asserts §213(d) compliance.
Undated / current reference
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: Not stated
S119
Program Benefits — PCMP
PCMP Program
Short product overview claims employer payroll savings of $600–$700 annually per employee and tax-free reimbursements through an integrated PCMP.
Undated / current reference
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: Not stated
S120
Preventative Care Management Program
Open Advisor
Lead-generation page explains the two-plan structure, qualification criteria and claimed $650 annual employer savings, then offers to match employers with providers.
Undated / current reference
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: Not stated
S121
Wellness Program Tax Benefits: What Employers Can Deduct
Vantage Fit
Vendor overview discusses deductions, fringe benefits, medical-care qualifications and payroll-tax savings. Provides adjacent tax context rather than a specific SIMERP design.
Undated / current reference
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: Not stated
S122
MAHA-Backed Startup Launches to Help Americans Reclaim $140 Billion in Tax-Free Health & Wellness Reimbursements
The Wellness Group
Launch announcement markets telehealth letters of medical necessity and wellness-product reimbursement from HSAs and FSAs. Adjacent reimbursement model; not a payroll-return SIMERP.
Recent — 2023–2026
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: 2025-09-01
S124
What Is SIMERP? The Complete Guide
SIMERP Qualify
Vendor guide explains pre-tax elections, medical benefits and claimed payroll savings. Treats SIMRP and WIMPER as equivalent labels; that equivalence is the author’s position.
Undated / current reference
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: Not stated
S125
SIMRP — Estimated Savings Calculator and FAQs
SJ, Edwards, Inc.
Markets SIMRP with an actuarially valued deduction and reimbursements for eligible services. Claims employer payroll and workers’ compensation savings without lower take-home pay.
Undated / current reference
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: Not stated
S126
What Is the SIMRP Plan — And Why Should Your School District Care?
XO Financial
School-district pitch describes pre-tax wellness contributions followed by reimbursement. Claims larger employee net pay, district tax savings and a scholarship contribution funded per participant.
Recent — 2023–2026
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: 2026-06-22
S127
SIMRP Plans: Better Benefits. Lower Payroll Taxes.
SIMRP Health & Wellness
Markets supplemental wellness benefits, potential payroll savings and scholarship opportunities. Includes a disclaimer that the vendor is not affiliated with the IRS or government.
Undated / current reference
Source position: Promotional
Opened — main text retrieved
Read the SIMERPU recap →
Original date: Not stated
S131
What Is a Double Dip? — Complete Definition and IRS History
IRSDoubleDip.com (private website; not IRS)
Defines double dipping narrowly around a single pre-tax-funded policy. Defends two-policy arrangements with separate after-tax wellness funding and argues that those differ from IRS examples.
Undated / current reference
Source position: Supportive
Opened — main text retrieved
Read the SIMERPU recap →
Original date: Not stated
S132
Tax Avoidance Schemes: A Cautious Approach for Health Plan Sponsors
AHERN Insurance Brokerage — Benefits Brief
Four-page brief critiques tax-saving wellness programs and advises employers to examine vendor materials, disclaimers and legal analysis. Discusses earlier IRS double-dip guidance.
Recent — 2023–2026
Source position: Critical
Opened — main text retrieved
Read the SIMERPU recap →
Original date: 2023-02
S134
Employee Benefits Double Dips: What Tax Pros Should Watch
Insightful Accountant
Reports renewed IRS concerns and explains the premium-reimbursement pattern. Urges tax practitioners to examine economic substance and avoid assuming that promised payroll savings establish compliance.
Recent — 2023–2026
Source position: Critical
Opened — main text retrieved
Read the SIMERPU recap →
Original date: 2026-06-02
Page 6 of 7 · Search and filters are preserved between pages. Return to page 1 when starting a new search.
How this library was assembled
The inventory used 49 search queries with no publication-date cutoff. Researchers opened or attempted 149 URLs and consolidated 12 alternate versions into 137 distinct source records. Sources span government agencies, law and accounting firms, benefits consultants, trade media, vendors and academic publications.
This is a documented discovery inventory, not an exhaustive statement of law or an endorsement list. Search engines, indexing gaps, inaccessible LinkedIn pages, paywalls, missing dates and partial PDF retrieval limit coverage. Access labels describe the material obtained on the retrieval date.
SIMERP
U
™
Understand the details. Lead with confidence.
© 2026 SIMERPU.